Naga loka gives fantasy a place in the game. Its serpent imagery belongs to the board's spiritual symbolism. Here, it can prompt a conversation about the inner worlds people create through stories, hopes and private rehearsals of what might happen.
Fantasy can make a difficult feeling easier to approach or suggest a possibility you had not considered. It can also allow a wished-for conversation to replace the conversation that needs to happen. The useful distinction is what the imagined story does for you.
Try setting one imagined scene beside the situation as you currently know it. You may want to keep the story as creative play, learn something from it, or test one part with a real conversation.